If becoming a millionaire was easy, then everyone would do it. But if you look at it from the standpoint of retirement savings and not money in your bank accounts, then it's not as high of a climb that it might seem. You may be sitting there with $20,000 in a checking account and stacks of monthly bills and think, $1 million is not even remotely on my radar. But it can be done with some strategic planning and investing, and above all, time.... See more at the mootlyfool